Privacy Policy
Your privacy matters to us. Here's how we collect, use, and protect your personal information when you engage with araogorankera's budget psychology services.
Information We Collect
When you interact with araogorankera's services, we collect information that helps us provide better budget psychology education and support. This happens through various touchpoints during your learning journey.
Personal Information
Name, email address, phone number, and mailing address when you register for programs or contact us for consultation services.
Financial Learning Data
Your progress through learning modules, quiz results, and interaction patterns with our budget psychology content.
Communication Records
Emails, phone call records, and chat messages when you reach out for support or guidance on financial mindset topics.
Automatic Data Collection
Our website automatically collects technical information including IP addresses, browser types, device information, and how you navigate through our educational content. This helps us understand which resources are most helpful.
How We Use Your Information
Every piece of information we collect serves a specific purpose in helping you develop healthier financial habits and mindsets. We're transparent about these uses.
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Delivering personalized budget psychology education based on your learning style and progress
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Sending relevant course updates, new module announcements, and educational content via email
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Improving our teaching methods by analyzing which concepts resonate most with different learning groups
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Providing customer support when you have questions about financial mindset challenges
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Complying with Australian Consumer Law and other legal requirements
Information Sharing and Disclosure
We keep your information within our trusted circle. However, there are specific situations where sharing becomes necessary or beneficial for your learning experience.
Service Providers
We work with carefully selected Australian-based service providers who help deliver our educational programs. These include email platform providers, learning management systems, and payment processors. All partners sign strict confidentiality agreements.
Legal Requirements
We may disclose information when required by Australian law, court orders, or regulatory authorities. This includes compliance with the Privacy Act 1988 and other relevant legislation.
Business Transfers
If araogorankera undergoes a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction. We'll notify you before your data becomes subject to different privacy practices.
Your Rights and Choices
Under Australian Privacy Law, you have significant control over your personal information. We respect these rights and make it straightforward to exercise them.
Access and Correction
You can request to see what personal information we hold about you and ask us to correct any inaccuracies. Simply email us at info@araogorankera.com with your request.
Data Portability
Want to take your learning progress elsewhere? We'll provide your data in a commonly used, machine-readable format within 30 days of your request.
Deletion Rights
You can ask us to delete your personal information, though we may need to retain some records for legal compliance. We'll explain what we can and cannot delete when you make the request.
Marketing Preferences
Unsubscribe from our educational emails anytime using the link in each message, or contact us directly. You'll still receive important account-related communications.
Data Security Measures
Protecting your information is a priority. We've implemented multiple layers of security to keep your data safe from unauthorized access, alteration, or disclosure.
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SSL encryption for all data transmission between your browser and our servers
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Regular security audits and vulnerability assessments by third-party specialists
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Restricted access to personal data, with staff training on privacy protection
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Australian-based data storage with reputable hosting providers who meet privacy standards
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Regular backups and disaster recovery procedures to prevent data loss
While we take security seriously, no system is completely foolproof. We'll notify you promptly if we discover any data breach that might affect your information.
Data Retention Periods
We don't keep your information forever. Our retention schedule balances your privacy rights with legitimate business needs and legal requirements.
Active Account Data
While you're actively using our services, we retain your learning progress, communication history, and account details to provide ongoing support.
Inactive Accounts
After 24 months of inactivity, we'll archive your account data and delete non-essential information. We'll email you before this happens with options to keep your account active.
Financial Records
Payment and billing information is retained for seven years to comply with Australian tax and business record requirements.
Children's Privacy
Our budget psychology education is designed for adults. We don't knowingly collect personal information from children under 13. If you believe a child has provided us with personal information, please contact us immediately so we can remove it.
International Data Transfers
We primarily store and process your information within Australia. When we do use international service providers, we ensure they provide adequate privacy protections through standard contractual clauses or adequacy decisions.
Policy Updates
This privacy policy may change as our services evolve or legal requirements update. We'll notify you of significant changes via email and post the updated version on our website with a new effective date.
Minor clarifications or additional explanations that don't change how we handle your data won't trigger notifications, but the updated policy will always be available here.
Privacy Questions or Concerns?
We're here to help with any privacy-related questions.
Email: info@araogorankera.com
Phone: +61 2 4261 4085
Mail: araogorankera Privacy Officer
Kingfisher Dr, Mandurah WA 6210, Australia
If you're not satisfied with our response, you can contact the Office of the Australian Information Commissioner at www.oaic.gov.au